See All | Contract

Credit & Loans

Loans

GM Credit Union Discount

Settlers offers a wide variety of loans with very competitive rates. Our loans include:

  • Signature Loans (Including unsecured, income tax loans, Christmas Loans, etc)
  • Line of Credit Loans (Secured and unsecured)
  • Secured Loans (Auto, recreational vehicle, etc)
  • Share secured loans (2.5% above share rate)
  • Home Equity Lines of Credit (80% of appraised value less any outstanding mortgages)
  • Variable Rate Mortgages (Through CU Companies)
  • Click here to apply for a loan

 

Credit Union Auto Club

Credit Cards

ScoreCardIn addition, we have two Visa®credit cards. All our credit cards are protected by Verified by Visa and earn points for air miles, products, etc. Credit card purchases and cash advances are the same rate. Payments may be made in a variety of ways, including in person at the main office or branch office. They may also be sent by mail to Settlers FCU PO Box 260 Bruce Crossing MI 49912. Statements may be viewed on-line at ezcardinfo.com. The two credit card options are:

  • Visa Platinum  9.90% APR
  • Visa Platinum Preferred  7.90% APR
     

Loan Discounts

  • .25% discount if you have payment protection (life and/or debt protection)
  • .25% discount if you have direct deposit (of payments or earnings)


Sallie Mae - The Smart Option Student Loan

Sallie Mae

 

Additional Service

We offer Credit Score repair counseling.
 

Additional Information

Settlers Federal Credit Union NMLS #462549

Lisa Lindberg MLO NMLS #1255278

Marian Daggett NMLS #1554292

NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act