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Quick Rates

Quick Rates
Effective Date: Friday, December 4th, 2020
AccountDividend RateAnnual Percentage Yield
Share accounts 0.50% 0.50%
Money Market shares 0.60% 0.61%
12 Month Share Certificates 0.30% 0.30%
Fees could reduce the earnings on an account
More Rates
*APR: Annual Percentage Rate
**APY: Annual Percentage Yield
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Settlers FCU was established in 1932. We are the 2nd oldest credit union in the Upper Peninsula of Michigan and one of the oldest in the entire State of Michigan. We believe in friendly, personal service and try to meet the needs of all our members. If you are not already a member of our Credit Union family, we invite you to join.

Member Cellular Discounts with Sprint You could save $434.39 a month on health insurance. Enroll by January 31st. Act now.

 Settlers Federal Credit Union’s On-line Banking system allows you to:

  • Find information about the products and services we offer
  • Apply for loans On-line
  • Order checks - May qualify for FREE checks if 60 years or older, please contact the Credit Union for more information
  • View our Rates
  • See our Fee schedule and Privacy Notice 
  • Transfer money between your Settlers FCU accounts
  • Make balance inquiries on your accounts and loans
  • Reconcile your checking account(s)
  • Review account histories and recent transactions
  • Make payments on your loans
  • Use Bill Pay to pay all your bills in one place (Free when you sign up for E-Statements)



Sallie Mae


NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act