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Quick Rates

Quick Rates
Effective Date: Sunday, August 2nd, 2015
AccountDividend RateAnnual Percentage Yield
Share accounts 0.50% 0.50%
Money Market shares 0.65% 0.65%
12 Month Share Certificates 1.00% 1.01%
Fees could reduce the earnings on an account
More Rates
*APR: Annual Percentage Rate
**APY: Annual Percentage Yield
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As of July 13th you will have the option to Agree or Disagree for E-statements and E-notices. If you disagree you will need to contact the credit union to have access to home banking at (906) 827-3240. Thank you for supporting our efforts to go green.

We will no longer offer Jeanie Mobile Check Deposit after June 30, 2015. At this time we are not accepting new applicants. We will still offer Remote/Mobile Check Deposit through a different processor, so watch for upcoming changes.

Settlers FCU was established in 1932. We are the 2nd oldest credit union in the Upper Peninsula of Michigan and one of the oldest in the entire State of Michigan. We believe in friendly, personal service and try to meet the needs of all our members. If you are not already a member of our Credit Union family, we invite you to join.


Settlers Federal Credit Union Love My Credit Union Rewards

Mobile banking now available for your smart phone! Go to your app store and download the free Settlers FCU mobile app!

 Settlers Federal Credit Union’s On-line Banking system allows you to:

GM Credit Union Discount
Member Cellular Discounts with Sprint
  • Find information about the products and services we offer
  • Apply for loans On-line through home banking
  • Order checks - May qualify for FREE checks if 60 years or older, please contact the Credit Union for more information
  • View our Rates
  • See our Fee schedule and Privacy Notice 
  • Transfer money between your Settlers FCU accounts
  • Make balance inquiries on your accounts and loans
  • Reconcile your checking account(s)
  • Review account histories and recent transactions
  • Make payments on your loans
  • Use Bill Pay to pay all your bills in one place (Free when you sign up for E-Statements)


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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act