Credit & Loans
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Credit & Loans


Settlers offers a wide variety of loans with very competitive rates. Our loans include:

  • Signature Loans (Including unsecured, income tax loans, Christmas Loans, etc)
  • Line of Credit Loans (Secured and unsecured)
  • Secured Loans (Auto, recreational vehicle, etc)
  • Share secured loans (2.5% above share rate)
  • Home Equity Lines of Credit (80% of appraised value less any outstanding mortgages)
  • Variable Rate Mortgages (Through Servion, Inc)
  • Click here to apply for a loan
  • Loan Rates Vary Depending on Credit Score and collateral: 3.00%-18.00%

Credit Union Auto Club

Credit Cards

ScoreCard ProgramScoreCardIn addition, we have two Visa® credit cards. All our credit cards are protected by Verified by Visa and earn points for air miles, products, etc. Credit card purchases and cash advances are the same rate. Payments may be made in a variety of ways, including in person at the main office or branch office. They may also be sent by mail to Settlers FCU PO Box 260 Bruce Crossing MI 49912. Statements may be viewed on-line at The two credit card options are:

  • Visa Platinum  9.90% APR
  • Visa Platinum Preferred  7.90% APR     

Loan Discounts

    .25% discount if you have payment protection (debt protection life and/or disability insurance)
    .25% discount if you have direct deposit (of payments or earnings)

Sallie Mae - The Smart Option Student Loan

Sallie Mae Student Loan

Additional Service

We offer Credit Score repair counseling.

Additional Information

Settlers Federal Credit Union NMLS #462549

Lisa Lindberg MLO NMLS #1255278


Credit Card Debit Card